Understanding Before Advice. 
Always!

Dicky is an experienced financial planning practitioner who believes good advice begins with understanding people, not products. He is committed to providing thoughtful, client-centric solutions that focus on long-term financial clarity and the well-being of clients and their loved ones. 

Accredited as a Certified Financial Planner (CFP) and Associate Estate Planning Practitioner (AEPP), Dicky brings professional rigour together with a steady, practical approach. His years in both advisory practice and banking have shaped a deep respect for trust, responsibility, and doing what is right for clients—especially when decisions matter most. 

Known for his genuine care and consistency, Dicky works alongside clients with the aim of building confidence, not complexity, and relationships that stand the test of time.

Good Advice Begins with Understanding

Listening deeply before recommending wisely.

Professional Rigour. Personal Commitment.

Technical excellence anchored in genuine care.

Building Confidence That Lasts a Lifetime.

Long-term clarity without unnecessary complexity.